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Doug is a banking lawyer and partner at Davenport Evans in Sioux Falls. He earned his B.S. from South à£à£Ö±²¥Ðã State University, his M.A. from the University of Northern Colorado and his J.D. from the University of South à£à£Ö±²¥Ðã. In 1972, Doug began a 10-year career in banking. First, in Rapid City, as a commercial lender with U.S. Bank. Then he was in Minneapolis managing the company’s system-wide commercial loan participation pool. Finally, he was in Sioux Falls managing Western Bank’s mortgage banking operation. In 1980, Doug had a front-row seat to the development of usury legislation and Citibank’s decision to move its credit card business to South à£à£Ö±²¥Ðã.